Posted on January 14, 2020

Qatar Islamic Bank (QIB) announced the launch of a new 'Instant Credit Card' service that is available through its award-winning mobile app. The innovative service, which is a first-of-its-kind in Qatar, offers pre-approved QIB customers the opportunity to instantly apply, get approval and receive a credit card tailored to their specific needs. Eligible customers receive an SMS or notification via the Mobile App to let them know that they are qualified to apply for an instant credit card.

Through QIB’s mobile app, each customer is offered the credit card that best suits their needs and meets their credit criteria. A summary of features and benefits on each credit card is displayed to help the customer make an informed decision on which card to pick. The customer can then choose to receive their new credit card the next business day from the C-Ring Service Center, or have it delivered to their doorstep by Q-Post. Within just a few simple steps, the whole process to apply and get the approval for a new credit card is completed in a couple of minutes.

Commenting on this new milestone for the Bank, QIB’s Personal Banking Group General Manager, D. Anand stated: “As customers remain at the heart of our strategy, we continuously work on providing them with technology-driven products and services that offer them a convenient banking experience. Our 'Instant Credit Card' service is the first-of --its-kind in the market, giving customers the opportunity to get a digital approval on a credit card that will be ready for use within just a few hours. The hassle-free process we have provided on our award-winning mobile app will ensure that the customer selects the credit card that best suits their financial needs."

Over the past few years, QIB has taken strides in facilitating and accommodating customers’ digital needs. QIB's ever-evolving innovative products and solutions offer customers a technology-driven and seamless digital banking journey. As a first step, QIB’s "Digital Onboarding" process allows new customers to start a relationship with the Bank by opening a Current, Savings or Misk account through QIB’s Mobile App. Interested customers have only to download the app and use QIB's digital identification technology to scan their Qatari ID (in addition to Passport for Expatriates), take a selfie and fill a few personal details. Thereafter, they can start taking advantage of all the digital solutions that the Bank offers, including "Instant Financing" which is a fully-digital process allowing pre-approved customers to get personal financing in a few clicks through QIB’s Mobile App.

To download the App, customers can visit Apple App Store or Google Play Store and search for the keyword: QIB Mobile App. Customers can easily self-register using their debit card number and PIN.

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